No Medical Exam - Life Insurance

The Life Insurance Option That's In Place FAST!

What is your primary goal for coverage? *

When would you like your coverage to begin?

Do you use tobacco or any nicotine products? *

Are you employed?

What is your approximate total annual household income (before taxes)?

How much protection are you looking for?

Have you been hospitalized in the last 12 months?

If Yes, please explain. (This helps us know what options you'll qualify for)

In the past 5–10 years, have you been diagnosed with, treated for, or taken medication for any of these?

Emphysema/COPD (especially if on oxygen)

Cancer (except basal-cell skin cancer)

Kidney failure/dialysis or liver failure/cirrhosis

HIV/AIDS

ALS, Huntington’s, Muscular Dystrophy

Alzheimer’s, dementia, or memory disorder

None

None of the above

Are you currently taking any of these medications or in any of these situations?

Drug/alcohol treatment meds (Methadone, Suboxone, Antabuse, etc.)

Memory/dementia meds (Aricept, Namenda, etc.)

HIV/AIDS medications

Heart-failure meds (Entresto, Digoxin, etc.)

Supplemental oxygen (except sleep apnea)

Need help with daily activities or use wheelchair/walker/scooter due to chronic illness

Receiving hospice, home health, or nursing-home care

None

None of the above

If you lost your income due to a serious illness, what is your biggest fear?

Burdening family financially

Struggling with mortgage/rent

Draining retirement

Losing family's current lifestyle

Congratulations! Looks like you may qualify for life insurance with living benefits from one of our 15+ carrier partners. Fill out your contact information below to book your one-on-one call.

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"No Medical Exam" Life Insurance Defined

Let's break it down easily...

What is "No Medical Exam" Life Insurance?

No medical exam life insurance, also known as no-exam or simplified issue life insurance, provides coverage without requiring a physical exam, blood tests, or lab work.

This makes it a quick option for term, whole, or universal policies. Instead of traditional underwriting, insurers rely on your application details and medical history report to determine eligibility, coverage up to $2 million depending on the provider. (Coverage offers are always based on age and health)

How Does the Application Process Work?

You apply online or by phone with the help of a life insurance agent or producer, answering a few health questions about your medical history, lifestyle, and habits.

The insurer reviews this along with third-party data like prescription records, driving history, and public reports to assess risk and approve coverage—often in minutes to a few days.

Approval isn't always guaranteed; severe health issues may lead to denial or higher rates, but for qualifying applicants, coverage can start immediately after the first premium payment.

Benefits and Who It's Best For...

The key benefits include speed, convenience, and accessibility, with no invasive tests and faster approval times—ideal for anyone looking for life insurance coverage with face amounts up to $2 million, or busy professionals, seniors, or those with minor health concerns. Most of the time a traditional exam is not at all necessary.

Premiums rates remain competitive for most applicants and especially healthy applicants, offering death benefits to protect families financially.

It's best for individuals under 60 in good health seeking quick term or permanent coverage, though those with serious conditions might explore guaranteed issue options for assured acceptance. (Schedule a one-on-one call to find your best options)

Here’s What Our Clients Think!

Thanks Drew for all your hard work in helping me to establish a fitting policy! I looked for about year & after speaking to Drew he came up with more than 1 option and with his help I'm more than satisfied with my decision.

~ Carla W.

Would like to recognize Drew for all his hard work. Called him up for an insurance policy. Drew made it real quick and easy. Checked multiple policies for me. Got me a great deal and he is always available for my calls.

~ John E.

I called Drew for help, I was hoping to get more information about an insurance policy that can cover extra benefits. He worked out a great policy for me, and honestly, I am pleased . I would definitely recommend him for any policy coverage you're interest in. Thank you, Drew!

~ Denis W.

Working with Drew was a truly great experience. He carefully reviewed my old policy and helped me finally set up the IUL I’d wanted for years…designed strategically for long-term growth and flexibility. Even with a more complex medical history, he and his team made the process feel smooth, clear, and fully supported. I’m grateful for the care, precision, and professionalism that went into building such a strong foundation.

~ Ebony K.

Drew is an outstanding person to work with for life insurance. He explains everything clearly and makes the entire process simple and stress-free. What can often feel complicated becomes smooth and straightforward with his guidance. He is knowledgeable, patient, and genuinely cares about helping you make the right decision for your family. Drew operates with honesty, integrity, and truly puts people first. I highly recommend him without hesitation.

~ Henry C.

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By checking, you are allowing to receive transactional/informational SMS communications regarding quotes, meeting reminders, account notifications, customer care, etc, from Thanks Anderson, Inc. Messages frequency may vary. Data rates may apply, reply STOP to opt-out.

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