Instant Issue

The Life Insurance Options That Can Get You Covered In Minutes!

What is your primary goal for coverage? *

When would you like your coverage to begin?

Do you use tobacco or any nicotine products? *

Are you employed?

What is your approximate total annual household income (before taxes)?

How much protection are you looking for?

Have you been hospitalized in the last 12 months?

If Yes, please explain. (This helps us know what options you'll qualify for)

In the past 5–10 years, have you been diagnosed with, treated for, or taken medication for any of these?

Emphysema/COPD (especially if on oxygen)

Cancer (except basal-cell skin cancer)

Kidney failure/dialysis or liver failure/cirrhosis

HIV/AIDS

ALS, Huntington’s, Muscular Dystrophy

Alzheimer’s, dementia, or memory disorder

None

None of the above

Are you currently taking any of these medications or in any of these situations?

Drug/alcohol treatment meds (Methadone, Suboxone, Antabuse, etc.)

Memory/dementia meds (Aricept, Namenda, etc.)

HIV/AIDS medications

Heart-failure meds (Entresto, Digoxin, etc.)

Supplemental oxygen (except sleep apnea)

Need help with daily activities or use wheelchair/walker/scooter due to chronic illness

Receiving hospice, home health, or nursing-home care

None

None of the above

If you lost your income due to a serious illness, what is your biggest fear?

Burdening family financially

Struggling with mortgage/rent

Draining retirement

Losing family's current lifestyle

Congratulations! Looks like you may qualify for life insurance with living benefits from one of our 15+ carrier partners. Fill out your contact information below to book your one-on-one call.

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Date of birth *

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Phone *

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Instant Issue Defined

Let's break it down easily...

What is Instant Issue Life Insurance?

Instant issue life insurance, also known as instant approval or accelerated underwriting life insurance, is a fast and convenient way to secure coverage without the traditional hassles of lengthy applications or medical exams. This streamlined process makes it ideal for term life policies, though it can apply to other types like whole life or universal.

How Does the Application Process Work?

Instead of waiting weeks for approval, you can apply online or by phone, answer a few simple health and lifestyle questions, and often get a decision in minutes—or up to a couple of days. Insurers use advanced algorithms to review your information, pulling from databases like medical records, prescription history, and driving reports to assess eligibility quickly. Coverage typically starts immediately upon approval and payment of the first premium.

Benefits and Who It's Best For...

The main benefits of instant issue life insurance include its speed and simplicity, making it perfect for busy individuals or those in good health who need protection right away, such as young families or professionals. Rates can be competitive if you qualify, and policies may offer death benefits up to $2 million. However, it's best suited for healthier applicants under 60, as those with pre-existing conditions might face higher premiums or denial. By choosing instant issue life insurance, you gain peace of mind quickly, ensuring your loved ones are financially secure without delays.

To find out if you qualify or to get the best options - book a one-on-one call with one of our National Insurance Producers and they will be able to share with you what you qualify for easily after a few health questions.

Here’s What Our Clients Think!

Thanks Drew for all your hard work in helping me to establish a fitting policy! I looked for about year & after speaking to Drew he came up with more than 1 option and with his help I'm more than satisfied with my decision.

~ Carla W.

Would like to recognize Drew for all his hard work. Called him up for an insurance policy. Drew made it real quick and easy. Checked multiple policies for me. Got me a great deal and he is always available for my calls.

~ John E.

I called Drew for help, I was hoping to get more information about an insurance policy that can cover extra benefits. He worked out a great policy for me, and honestly, I am pleased . I would definitely recommend him for any policy coverage you're interest in. Thank you, Drew!

~ Denis W.

Working with Drew was a truly great experience. He carefully reviewed my old policy and helped me finally set up the IUL I’d wanted for years…designed strategically for long-term growth and flexibility. Even with a more complex medical history, he and his team made the process feel smooth, clear, and fully supported. I’m grateful for the care, precision, and professionalism that went into building such a strong foundation.

~ Ebony K.

Drew is an outstanding person to work with for life insurance. He explains everything clearly and makes the entire process simple and stress-free. What can often feel complicated becomes smooth and straightforward with his guidance. He is knowledgeable, patient, and genuinely cares about helping you make the right decision for your family. Drew operates with honesty, integrity, and truly puts people first. I highly recommend him without hesitation.

~ Henry C.

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By checking, I accept the terms and conditions & privacy policy.

By checking, you are allowing to receive transactional/informational SMS communications regarding quotes, meeting reminders, account notifications, customer care, etc, from Thanks Anderson, Inc. Messages frequency may vary. Data rates may apply, reply STOP to opt-out.

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